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How To Apply

Applying for financial aid must be done annually, following the steps below. You must also be registered before aid can be processed.

Step 1: File your Federal Income Tax Return

Complete your federal income tax return. If you are married and did not file jointly, your spouse's income information is also required. If you are not required to file a federal tax return, you must complete a Statement of Non-Filing. This form can be found under Financial Aid Forms.

Step 2: Create an FSA ID 

Create an FSA ID at fsaid.ed.gov. This will allow you to sign your FAFSA application electronically. If you already have an FSA ID, you do not need to re-apply for another.

Step 3: Fill out a Free Application for Federal Student Aid (FAFSA) on or after January 1st

Complete the Free Application for Federal Student Aid (FAFSA) online at www.FAFSA.ed.gov.
Touro College's code: 010142 

Step 4: Review your Student Aid Report (SAR) for errors

When you receive your Student Aid Report (SAR), please make any corrections that might be needed. Provide the Financial Aid Office any required documentation as indicated on your SAR. For example: citizenship or verification documentation.

Step 5: Review the Cost of Attendance (COA)

Review the COA to determine how much loans you will need to apply for. Please check with your Financial Aid Office for your COA.

Step 6: Complete the Financial Aid Packet & Student Loan Request Statement

Students interested in taking out Federal Student Loans should complete Touro College Student Loan Request Statement and Student Financial Aid Packet

Step 7: Sign Electronic Master Promissory Note (eMPN)

If you are selecting a new lender or are a first time borrower at the School of Health Sciences, you must go online and e-sign an eMPN with your lender in order for your funds to disburse.

When you received your Student Aid Report (SAR), please make any corrections that might be needed. Provide the Financial Aid Office any required documentation as indicated on your SAR. For example: citizenship or verification documentation.

Step 8: Take Entrance Counseling

First time Federal Stafford Loan borrowers at the School of Health Sciences need to take entrance counseling. Entrance counseling is an online tutorial that teaches students about their rights and responsibilities as loan borrowers.

Step 9: If needed, apply for a Federal Grad Plus or Private/Alternative Loan

Students must apply directly with their chosen lender for a Grad Plus or Private/Alternative loan for the amount referenced on your COA. Make sure to select Touro College (code 010142-00) for this process.

Step 10: Sign and Return Award Letter

You will receive an award letter after your loan/aid has been processed. Please review the award letter carefully and make any modifications that may be necessary. Then sign and return it to the Financial Aid Office.


Note: Loan funds will be disbursed directly to the college. Any anticipated refund of aid will be distributed by the Bursar's Office after satisfactory enrollment and academic progress has been verified. The bursar can be contacted at (212) 463-0400, ext 5624.